Inground vs. Above Ground Pools: Comparing Costs and Considerations for a 10,000-Gallon Pool

Discover the average costs of installing a 10,000-gallon inground pool vs. an above ground pool, and explore the pros and cons of each option to make an informed decision.

When planning to install a 10,000-gallon swimming pool, one of the most significant decisions you’ll need to make is whether to choose an inground or an above ground pool. Both options have their pros and cons, and costs can vary significantly. In this article, we will break down the average costs of installing a 10,000-gallon inground pool vs. an above ground pool, and provide insight into the advantages and disadvantages of each type.

Comparing Costs: Inground vs. Above Ground Pools

  1. Inground Pool Installation

The cost of installing a 10,000-gallon inground pool can vary widely based on factors such as materials, location, and customization options. On average, homeowners can expect to spend between $35,000 and $65,000 for a 10,000-gallon inground pool. This cost includes excavation, pool materials (concrete, fiberglass, or vinyl liner), pool equipment, and labor. Additional features, such as waterfalls, lighting, and heating systems, can increase the total cost.

  1. Above Ground Pool Installation

Installing a 10,000-gallon above ground pool is typically less expensive than an inground pool. On average, the cost of an above ground pool ranges from $1,500 to $5,000, depending on the materials and quality of the pool. This cost includes the pool kit, installation, and basic pool equipment. However, it does not cover the cost of additional features or decking, which can add several thousand dollars to the overall expense.

Inground Pools: Pros and Cons


  • Greater customization options: Inground pools offer more flexibility in terms of design, shape, and size.
  • Enhanced aesthetic appeal: Inground pools often look more attractive and blend seamlessly into the landscape.
  • Increased property value: In many cases, inground pools can increase the value of your home, making them a more appealing option for potential buyers.
  • Longer lifespan: Inground pools, especially those made from concrete, tend to last longer than above ground pools.


  • Higher installation and maintenance costs: Inground pools require a more significant upfront investment and can be more expensive to maintain.
  • More complex installation: Installing an inground pool often requires more time and labor compared to above ground options.
  • Permitting and zoning requirements: Inground pool installations may be subject to stricter local regulations, requiring permits and adherence to specific zoning rules.

Above Ground Pools: Pros and Cons


  • Lower installation and maintenance costs: Above ground pools are generally less expensive to install and maintain than inground pools.
  • Easier installation: Most above ground pools can be installed more quickly and with less disruption to your property.
  • More accessible for relocation or removal: If you decide to move or no longer want a pool, above ground pools are easier to disassemble and relocate or remove entirely.
  • Fewer permitting and zoning issues: Above ground pools typically have fewer local regulations to navigate, making the installation process smoother.


  • Limited customization options: Above ground pools usually come in standard shapes and sizes, offering fewer customization choices.
  • Less aesthetic appeal: Some homeowners may find above ground pools less visually appealing than their inground counterparts.
  • Shorter lifespan: Above ground pools generally have a shorter lifespan, especially if they are made from lower-quality materials.
  • Potential for lower resale value: In some cases, an above ground pool may not add to the property value and may even detract from it in the eyes of potential buyers.

The decision between installing a 10,000-gallon inground pool or an above ground pool depends on your budget, preferences, and long-term plans. In general, inground pools offer greater customization options, a more attractive appearance, and a longer lifespan, but they come with higher installation and maintenance costs. On the other hand, above ground pools are more budget-friendly, easier to install and remove, but may have a shorter lifespan and limited design choices.

When considering which type of pool is best for you, carefully weigh the pros and cons of each option, and factor in the installation and maintenance costs. Consult with pool installation professionals to get a clearer understanding of the specific costs and requirements involved in your area. By doing thorough research and understanding the implications of your decision, you can make the best choice for your home and lifestyle, and enjoy your new pool for years to come.